C Car Depreciation
Toyota · sedan · mainstream

Toyota Camry Depreciation Calculator

Calculate the Toyota Camry depreciation rate by year, mileage, and country — with accident-history adjustments and a year-by-year depreciation chart.

America's best-selling sedan for two decades. The Camry's strong reliability, efficient hybrid powertrain, and Toyota badge give it some of the strongest resale in the midsize segment.

1-year depreciation
14%
5-year retention
60%
MSRP
$28,400–$36k
Avg mi / year
13,500

Depreciation inputs

Depreciation during your 5-year ownership
$12,820
-40%
Value at purchase
$32,050
Brand new
Value when you sell
$19,230
5y / 60,000 mi
Depreciation / year
$2,564
Depreciation / mi
$0.21
XV80
9th generation · started 2025

Current generation — no successor has launched yet.

Depreciation curve · your ownership window

BuySell

Year-by-year depreciation

Depreciation rate per year, based on an MSRP of $32,050

Age Value % Retained Annual depreciation
New $32,050 100%
Year 1 $27,563 86% -$4,487 (14%)
Year 2 $24,999 78% -$2,564 (9.3%)
Year 3 $22,756 71% -$2,243 (9%)
Year 4 $20,833 65% -$1,923 (8.5%)
Year 5 $19,230 60% -$1,603 (7.7%)
Year 6 $17,628 55% -$1,602 (8.3%)
Year 7 $16,025 50% -$1,603 (9.1%)
Year 8 $14,423 45% -$1,602 (10%)
Year 9 $13,141 41% -$1,282 (8.9%)
Year 10 $11,859 37% -$1,282 (9.8%)

Toyota Camry depreciation by country

The same car depreciates at different rates in different markets. Here's how the Toyota Camry depreciation rate changes across the seven major markets we track.

🇺🇸
United States
Baseline

Baseline market. Camry commands strong resale, especially Hybrid LE and XLE trims. High demand in the used market keeps prices firm.

Currency: USD Unit: mi
🇨🇦
Canada
-3% retention

Similar to the US, with slightly slower depreciation in cold-climate provinces where AWD Camrys are scarce. Converted to CAD, prices skew ~3% softer on depreciation.

Currency: CAD Unit: km
🇬🇧
United Kingdom
-12% retention

Limited Camry presence — the UK favors the Avensis and Prius. Depreciation runs steeper due to thinner used-market demand.

Currency: GBP Unit: mi
🇪🇺
Europe
-14% retention

Europe prefers smaller sedans and hatchbacks; Camry depreciation is notably faster. Hybrid variants hold up better in urban low-emission zones.

Currency: EUR Unit: km
🇸🇦
Saudi Arabia
+8% retention

Camry is among Saudi Arabia's best-selling cars. Demand for AC-friendly, reliable sedans keeps resale strong, and the 2.5L V6 variants retain value especially well.

Currency: SAR Unit: km
🇮🇳
India
-8% retention

Sold as a hybrid-only premium sedan. Strong demand from executive buyers, but high import duties and limited service network mean resale is model-year sensitive.

Currency: INR Unit: km
🇦🇺
Australia
-5% retention

Camry was locally built until 2017 — older locally-built models have stronger retention than imports due to parts availability.

Currency: AUD Unit: km

Toyota Camry depreciation after an accident

An accident on a vehicle's history permanently increases its depreciation rate, even after perfect repairs. Here's how much extra depreciation each severity level adds to a Toyota Camry.

Minor accident
+8% depreciation

Paintwork, bumper scuffs, non-structural repairs. Disclosed on history reports but limited resale impact.

Moderate accident
+18% depreciation

Panel replacement, airbag deployment, meaningful CARFAX entry. Significantly accelerates depreciation.

Major accident
+32% depreciation

Frame damage, flood, salvage title. Permanent depreciation hit even after full restoration.

This "diminished value" is the extra depreciation a car carries after an accident. Insurance rarely reimburses it — our calculator bakes it into every depreciation estimate.

Toyota Camry FAQ

How much does a Toyota Camry depreciate per year?
On average, a new Toyota Camry loses about 14% of its value in the first year, and roughly 7–9% each subsequent year. After 5 years, a Camry retains about 60% of its MSRP — well above the industry average of ~45%.
What is the Toyota Camry worth after 5 years?
A Camry purchased new for $30,000 will typically be worth around $18,000 after 5 years of average use (67,500 miles). Hybrid trims and well-maintained examples can fetch up to 10% more.
Does mileage affect Camry value more than age?
For the first 5 years, age is the dominant factor. After year 5, mileage takes over — each mile over the 13,500/year average reduces value by roughly $0.012.
How much does an accident reduce a Camry's value?
A minor accident reduces resale by ~8%, a moderate accident by ~18%, and a major accident with frame damage by ~32%, even after quality repairs. The diminished value is a permanent hit on the vehicle's history.
Is the Camry Hybrid worth the premium for resale?
Yes. The Hybrid premium of ~$1,500 over the gas Camry is typically fully recovered at resale after 3 years, and holds value ~3–5% better than the gas version at the 5-year mark.

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